Do you need some help with the down payment? Down Payment Help Hey there, first time home buyers in New Jersey. Is it time for you to buy your own home? Like many, you’re probably having an issue with saving for the down payment. Do you need some help? Well, this may be the answer. […]

Can you make use of a reverse mortgage to purchase a home? Reverse Mortgage Purchase You’ve probably heard of a reverse mortgage. After all, celebrities have been touting it’s praises on late night TV for years. And for many, it’s a great financial tool. But, an interesting variation allows you to use a reverse mortgage […]

Are you worried about the shortage of starter home inventory? Starter Home Inventory Shortage First time buyers may have a challenge in finding their first home this spring. In fact, this March marked the first time that the median price of a home listed was in excess of $300,000. However, even though prices of homes […]

Have you ever had experience with a construction lien? Let’s hope the answer is no. Construction Liens For the sake of conversation, let’s say that you hired a general contractor to put an addition on your home. The general contractor rarely does everything involved with the addition. Usually, specialists in the electrical, plumbing,and HVAC systems […]

Did you know that in Monmouth County we’re in a buyers market? Monmouth County Buyers Market Commonly, when the real estate market shows that there’s less than a 6 month supply of homes, we’re in a seller’s market. Let me explain what I mean. Typically, on average, if 25 homes sell per month, there should […]

Can you actually Buy a Home with a Low Downpayment? Buying with a Low Downpayment. Many people have heard for years that in order to purchase a home, you’ll need a 20% down payment.  However, this hasn’t been so for quite some time. As a matter of fact, 1.5 million Americans have purchased a home […]

Where’s the proper Carbon Monoxide Detector location? Carbon Monoxide Detector Location I have a goal which is to save your life. However, I need to ask you a question in order to do this. The question I need to ask is, where is your carbon monoxide (CO) detector located? As a Realtor, I go into […]

Do you know what the NJ Seller’s Disclosure is? The NJ Seller’s Disclosure Both state and federal laws require the sellers of a home to disclose what they know about a home. The reasoning is that an inspection might not find everything that is wrong with a home. After all, the inspector isn’t allowed to […]

There are many factors which effect your Homeowners Insurance Rates. Homeowners Insurance Rates Does anyone even know what factors effect your Homeowners Insurance Rates? If not, you’re in good company. Basically, a computer algorithm makes the determination by using many variables. If you want to keep your rates as low as you can, and who […]

Does your home have termite damage? Termite Damage There are monsters that want to destroy your home. And they’re called termites. One would expect that something that could destroy a home would be huge, However, they’re not huge as they’re only about ¼ “ long. But, if you don’t stop them, they’ll destroy your house […]